March 2026Philippines trip - received bonus not counted here
February 2026Mumba payment K14 euro for Germany
December 2025Down the rabbit hole tickets / Ho Chi Minh tickets
November 2025Nothing special
October 2025Stocks are doing fine
September 2025Nothing specific, RL360 doing well
RL360 Policy Detail
Policy Value (USD)
$171.565
▲ $3.084 vs last month
Total Premiums Paid
$126.914
$1,050/mo · from Apr '26: $1,050/mo
Total Profit / Loss
+$44.652
+35.2% return on paid-in
This Month Total Costs
$563.14
Policy · IUC · Contract · Advisor
Policy Value vs Total Paid — last 12 months (USD)
Monthly Costs Breakdown (USD)
RL360 Monthly Log — last 12 months
Month
Policy Value
Value Change
Premium
Policy Fee
Init. Unit Cancel
Contract Charge
Inv. Advisor Fee*
Total Costs
April 2026
$171.565
▲ $3.084
$1.050
$10.97
$337.91
$214.26
—
$563.14
March 2026
$168.481
▼ $7.939
$1.600
$11.02
$335.18
$210.96
$338.11
$895.27
February 2026
$176.420
▲ $13.861
$1.600
$11.03
$347.51
$216.31
—
$574.85
January 2026
$162.559
$0
$1.600
$10.93
$343.67
$210.97
—
$565.57
December 2025
$162.559
▲ $3.355
$1.600
$10.77
$335.31
$203.76
$326.98
$876.82
November 2025
$159.203
▲ $970
$1.600
$10.72
$332.49
$199.03
—
$542.24
October 2025
$158.234
▲ $6.230
$1.600
$10.78
$328.95
$194.42
—
$534.15
September 2025
$152.004
▲ $6.196
$1.600
$10.73
$323.91
$189.62
$303.85
$828.11
August 2025
$145.808
▲ $1.886
$1.600
$10.53
$317.26
$183.12
—
$510.91
July 2025
$143.922
▲ $4.189
$1.600
$10.64
$316.41
$179.90
—
$506.95
June 2025
$139.733
▲ $4.431
$1.600
$10.62
$311.95
$175.22
$280.77
$778.56
May 2025
$135.303
—
$1.600
$10.55
$306.04
$169.80
—
$486.39
* Investment Advisor Fee charged quarterly (approx. Mar · Jun · Sep · Dec) · Premium reduces to $1,050/mo from April 2026
How to update every month
Run python3 update_finance.py in the project folder to add a new month.
The script prompts for all values, writes to the HTML file, and pushes to GitHub automatically.
Accounts to update each month: Rabobank Current (EUR) · Rabobank Savings (EUR) · Mintos (P2P) (EUR) · Saxo (Investments) (EUR) · HSBC Malaysia (MYR) (MYR) · HSBC USD (USD) · RL360 (Policy Value) (USD)
Historical accounts (Triumph FX, YieldNodes, Binance, Trust Wallet, eToro, Juicy Fields, FREEWAY, Alpari, HSBC Fixed Deposit) are shown in the Overview for reference only.
Comments — enter them when prompted by update_finance.py. They appear in the Overview and in exports.
Exporting — use the ↓ Export tab to choose which accounts and which period to include, then download as Excel or PDF. Historical accounts are available but unchecked by default.
RL360 fees come from your monthly PDF statement. Investment Advisor Fee is quarterly (≈ Mar · Jun · Sep · Dec). Premium reduces to $1,050/mo from April 2026.